How to hack your social media skills to make bank

Best Bank Hacking Software 2021, There Are Many Apps And Websites through which One Can Hack Bank accounts. While some Bank Hacking apps like Oracle2000, RedZone newly developed bank hacking tool that comes in different operating systems such as APK, iOS, EXE, MacBook, windows. others operates and function locally but XDOLTE works Globally.

You may have Learnt about Many Universal Hacking Softwares but XDOLTE is one best program that almost all the bank hackers in the world use.

By Now, You should Be wondering What’s XDOLTE and How exactly this software works. In this post, I will be showing you everything you need to know about this universal bank Hacking Software.

What’s XDOLTE and How does It Work?

XDOLTE is a Universal Bank Hacking Software which makes it easy anonymously stealing other peoples bank details without notice.

Not just that. After stealing these details such as card number, Cvv, expiry date and Card pin, XDOLTE still makes it possible withdrawing from stolen card details.

The Mobile App got Multiple hack related functions such as listed below. How to hack your social media skills to make bank

💳 XDOLTE – BEST OTP BYPASS APPLICATION:

This is one of the very First Feature which makes it easy for you to transfer money from any stolen credit or debit card details without OTP.

Yes: It’s Very Sure, easy and possible using XDOLTE. You can make unlimited bank transfers without OTP verification so long you’ve got the card details available. Have You stolen some card details looking for ways to cash them out? XDOLTE is the perfect software for use.

💳 CARD FOR SHOPPING IN BUILT-IN WALLET:

minus Other Additional Features, XDOLTE gives you free random Cards which you can use for shopping on any website online both locally and internationally.

All you need is Just select card for shopping option and it will give you the credit card details. You keep getting more and more active cards when page is refreshed. Card details are unique to every XDOLTE member. Which means card displayed to you for use are different from what other XDOLTE users get from their own software.

You Can get unlimited card details here to buy things online and you can also sell card details to people who needs. (more money making opportunity).

💳 ADVANCED BEST FLASH FUNDS 2021 (FLASHING):

Another big feature of XDOLTE which enables you to flash Funds to any Bank account. With this function, you can send Fake Bank Alert to any Bank account and get their banks updated with the exact amount you Flashed.

This balance added as a result of your flash will be cleared after 24hrs. You can make good money sending fake bank alert. On the software, there’s a quick guide on how to make over $10000 monthly sending fake alerts. If you follow and explore the guides you can earn more than.

There Are Many Other Ways Through Which You can Hack Bank Account But the risk involve is high. So XDOLTE is made to reduce the risk of stealing money from other peoples bank without fear of getting caught.

Right on the App, before You access there’s automatic IP changer which makes it difficult tracking your location.

XDOLTE have over 200 IP location and once your auto IP is turned on, Your location keep changing every 2 minutes

How to Buy XDOLTE – Best Bank Hacking Software

XDOLTE have different Purchase Plans. You can place order for any of the available plans below.

As soon as order is completed successfully, you will get your unique download link.

FREQUENTLY SEARCHED:

  • how to hack a bank account in Nigeria
  • How to hack a bank account in USA
  • How to hack a bank account in Australia
  • How to hack a bank account in United Arab Emirates (UAE)
  • How to bypass OTP verification
  • How to hack Debit card
  • How to withdraw money from Debit card without OTP verification
  • How to transfer money without traces
  • How to do wire transfer without traces
  • How to use bank logs and cash out
  • How to card successfully
  • Advanced method of carding
  • Advanced method of Flash funds
  • Bank account flashing
  • How to do flash funds
  • How to send fake bank credit alert
  • How to convert real money to bitcoin
  • How to swap bitcoin with Ethereum
  • How to divert OTP verification
  • How to shop without OTP verification process
  • How to hack bank account with advanced keylogger method
  • Advanced phishing
  • Advanced spamming
  • Advanced hacking of bank account
  • Advanced bank account hacking
  • Advanced Trojan use
  • Advanced viruses for bank account hacking
  • Best bank account hacking method
  • Hack bank account in Nigeria with BVN
  • Hack bank account without BVN
  • Hack bank account in Nigeria with just sim card
  • How to cash out with a stolen phone
  • How to prevent bank account hacking
  • How to track a bank transaction
  • How to sell bitcoin for real cash
  • How to buy bitcoin without verification
  • How to bypass OTP verification
  • How to clone mobile banking app
  • How to clone internet banking
  • Verified offshore bank accounts
  • Where to buy bank hacking application
  • Where to buy bank log
  • Where to buy bank logs
  • Where to buy bitcoin in Nigeria where to buy bitcoin in the UK
  • Where to sell bitcoin for real cash where to sell BITCOIN cash
  • Where to sell PayPal funds
  • Where to sell Payoneer funds
  • Where to sell litcoin for real cash
  • Where to get bank hacking application
  • Xdolte powerful bank account hacking app
  • Powerful ATM card hacking software
  • Bank account hacking software
  • How to hack bank account
  • Hack bank account

Oh! How to buy Xdolte? You Can >>CLICK HERE

How to hack your social media skills to make bank

Hacking social media accounts is something everyone wants to learn but is it very tough to hack servers of Facebook , Instagram TikTok , Twitter and Linkedin etc. to get the password.

The biggest vulnerability ever of social media platforms is humans. A recent security research has proved that it is fairly easy to hack Facebook, Twitter and other social media channels. There are several articles on the internet which talk about Facebook hacks, Instagram breaches and other social media hacks.

Social media platforms have implemented several security features. However, security researchers have shown that with minimal hacking skills and just by using a target’s phone number, hackers can breach a Facebook account. No matter how strong a password or security question you use, with a few hacks, hackers can hack the Facebook password of your account and take over your Facebook page.

Security analysts have discovered new Facebook hacks where hackers with skills to exploit the SS7 network can hack Facebook account in no time. All they need is your phone number. This weakness registered in the part of global telecom network SS7 allows cyber criminals to listen to and record personal phone calls, read SMSes.

In Box: A hacker first infects the mobile phone by sending a simple SMS, to influence the interest, after surveying his/her profile in social media and other sources. Once customer clicks to the offer, then he can easily enter to all the social media through the database, there is no need to hack any social media but hacker can have control on all the movements in the infected mobile.

What is SS7? Signalling System Number 7 (SS7) is a signaling protocol that is used extensively to send and receive information, cross-carrier billing, allow roaming on SIM cards and several other features. This signaling protocol is used by more than 800 telecommunication operators worldwide.

TikTok, Facebook, WhatApp is under intense scrutiny over users’ privacy which is now under question mark.

The potential dangerous vulnerabilities that could have allowed remote attackers to hijack any user account just by knowing the mobile number of targeted victims. A report from Check Point says, that chaining multiple vulnerabilities allowed them to remotely execute malicious code and perform unwanted actions on behalf of the victims without their consent.

The reported vulnerabilities include low severity issues like SMS link spoofing, open redirection, and cross-site scripting (XSS) that when combined could allow a remote attacker to perform high impact attacks, including:

In the recent months, Check Point Research teams discovered multiple vulnerabilities within the TikTok application. The vulnerabilities described in this research allow attackers to do the following:

Get a hold of TikTok accounts and manipulate their content

Upload unauthorized videos

Make private “hidden” videos public

Reveal personal information saved on the account such as private email addresses

A recent report says , an attacker can send an SMS message to any phone number on behalf of TikTok with a modified download URL to a malicious page designed to execute code on a targeted device with already installed TikTok app.

How to hack your social media skills to make bank
When combined with open redirection and cross-site scripting issues, the attack could allow hackers to execute JavaScript code on behalf of victims as soon as they click the link sent by TikTok server over SMS, as shown in the video demonstration Check Point shared.

The technique is commonly known as cross-site request forgery attack, wherein attackers trick authenticated users into executing an unwanted action.

“With the lack of anti-Cross-Site request forgery mechanism, we realized that we could execute JavaScript code and perform actions on behalf of the victim, without his/her consent,” the researchers said in a blog post published today.

“Redirecting the user to a malicious website will execute JavaScript code and make requests to Tiktok with the victims’ cookies.”

Check Point responsibly reported these vulnerabilities to ByteDance, the developer of TikTok, in late November 2019, who then released a patched version of its mobile app within a month to protect its users from hackers.

Advisory: If you are not running the latest version of TikTok available on official app stores for Android and iOS, you’re advised to update it as soon as possible.

How to hack your social media skills to make bank

Is article mai hum apko Social Media Accounts ke hacking ke bare mai bata rahe hai. Jaise How to hack Social Media Accounts , Hackers kaise inhe hack karte hai.

Hum apko yaha aaj kisi bhi tarah ka practical karke nahi bata rahe hai. Yaha hum apko explain kar rahe hai kis tarah se apke social media accounts ko hack kiya jata hai.

Yeh sabhi methods ko hacker kisi bhi tarah ke social media accounts ko hack karne ke liye use kar sakte hai. Jaise facebook, Whatsapp, Instagram.

Yeh sabhi Social engineering ke examples hai. Yaha hum apko kuch hi examples bata rahe hai. Social media accounts ko hack karne ke liye hackers bahut tarah ke methods ka use karte hai.

Note- This article is only for educational purpose. Don’t miss use your knowledge and skills.

How hackers hack your Social Media Accounts ?

Chaliye ab hum apko btate hai. Hackers kaise apke social media accounts ko hack kar lete hai. Apne kabhi na kabhi groups mai facebook par yeh jarur dekha hoga.

Jaise log kehte hai ki mera Instagram account hack ho gya, Mera Facebook account hack ho gaya. Ya kisi bhi tarah ka Social media accounts hack hua ho.

Aap kabhi bhi unse yeh puchna ki apne aisa kya kiya jo apka account hack hua koi apko kahega ki ek app install kiya koi apko kahega Instagram followers bdhane ke liye log in kiya.

Yahi sab isi tarah ke answers apko milte hai. Aise mai yeh question ata hai koi bhi user bina kisi reason ke kisi tarah ke app ko ya kahi bhi login kyu karta hai.

Iska answer yahi hota hai. Kyoki unhi users ko kisi tarah ki need hoti hai. Jaise kisi ko Facebook pages ke likes chahiye to veh google par visit karta hai vaha kisi phishing website par login karta hai.

Is tarah se hackers Social Media accounts ko hack kar lete hai. Jaise kisi ko need hai ki veh whatsapp hacking ke bare mai sikhna chahta hai.

Aise mai hackers Social Media accounts ko hack karne ke liye puri website hi ready kar lete hai. Yeh kaam koi bhi kar sakta hai aap image mai dekh sakte hai. Kuch is tarah.

How to hack your social media skills to make bank

Aap dekh sakte hai. Yeh ek chota sa article apko samjhane ke liye bnaya gaya hai. Hackers is tarah se website ko hack karke ya apni website create karke Social Media accounts ko hack karte hai.

Aap yeh soch rahe honge isme aisa kya hai. Hum apko yeh btana chahge. hackers is tarah se articles ready karte hai or kisi tarah ke payload ya Trojan horse ko download karva leta hai.

Use of Phishing ?

Aap yahi soch rahe honge Phishing attack ke bare mai apko pahle bhi btaya gaya hai. Vaha humne apko practically btaya hai kis tarah se Phishing Websites ko Social Media accounts hack ke liye bnaya jata hai.

Yaha hum apko bata rahe hai Phishing attack karne ke bhi bahut methods hote hai, Jaise apko ye pic mai dikhaya gaya hai. Hackers kuch is tarah se Emails ko send karke bhi Social Media accounts ko hack karte hai.

How to hack your social media skills to make bank

Aap image mai dekh sakte hai is tarah se Facebook ke through Email spoofing karke fake mail ko send karke bhi phishing attack kiya jata hai.

Aise hi hackers kisi bhi Social media accounts ke phishing websites ko create kar sakte hai. Jaise yeh Instagram ko phishing website bnayi gyi hai.

How to hack your social media skills to make bank

Ab dikhne mai to yeh same Instagram ki tarah hai. Yeh humne live kisi hosting par upload nahi kiya hai. Yeh apko samjhane ke liye dikhaya ja raha hai kis tarah se hackers accounts ko hack karte hai.

Is tarah se hackers kisi bhi Social networking website ko clone kar lete hai. Apne new suna hoga kis tarah se hackers Coronavirus ke naam par logo se fund ko iktha kar rahe hai.

How to hack your social media skills to make bank

Yeh bhi kuch isi tarah se fake website ko create karke hi kiya ja raha hai. Hackers aise hi emails ke through hi fraud kar rahe hai.

Aap youtube channels hack hone ke bare mai to sunte hi hai. Vaha bhi jin youtubers ke channel hack hote hai unhe bhi promotion ka lalch dekar kisi tarah ka app install karvaya jata hai.

How we Safe our Social Media accounts from Hackers ?

Chaliye ab hum yeh jante hai. Hum kaise inse safe reh sakte hai. Vaise to agar hum apne experience se kahe to aap apne Social Media accounts ko tab tak safe nahi rakh sakte jab tak aapko Knowledge nahi hogi.

Aapko agar kabhi bhi lagta hai ki Phishing website ho sakti hai aisa doubt hota hai tab aap use Phishtank website se check kar sakte hai.

Agar apko doubt hota hai ki apse kisi tarah ka virus download karvaya ja raha hai tab aap use download kabhi mat karen. Aap kisi unsecure website se aise kabhi kuch bhi download mat karen.

Agar aap Download karna bhi chahte hai to aap kisi aise device mai download karen. Jis device mai apki kisi bhi tarah ki personal information nahi hogi. Ya aap bluestacks mai download kar sakte hai.

Lekin hum apko yahi advice denge ki aap aise kisi bhi unsecure website se kuch bhi download kabhi mat karen. Aapko agar in sabki knowledge hoti hai tab apke Social Media accounts bhi safe rehte hai.

The Conclusion

Main umeed karta hu ki apko yeh pata chal gaya hoga hackers kis tarah se Social media accounts ko hack kar leta hai.

Aise mai hume koi idea bhi nahi hota hai ki humare accounts hack ho gaye hai. Is tarah ke hacking se bachne ke liye aap kisi bhi tarah ke lalch mai kabhi mat pade.

Hackers apki need ka hi miss use karte hai. Aap jitne bhi bade attacks dekhte hai veh sabhi kahi na kahi victim ki need par hi depend hote hai.

Jaise kisi youtuber ko promotion ki need hoti hai. Kisi Instagram user ko Instagram Followers ki need hoti hai. Kisi Facebook user ko facebook likes ki need hoti hai.

Aise hi sabhi ki kisi na kisi ki need hoti hai tabhi users ke accounts hack ho jate hai. Apko aisi bahut sari websites mil jati hai jaha Instagram Follower badate hai. Jaha Facebook page ke likes bdaye jate hai.

Lekin veh websites apke Social Media accounts ke access token ko use karti hai. Aise mai apke account ka access token agar kisi website ko milta hai tab veh jab chahe apke accounts ko use kar sakte hai.

Agar apka kisi bhi tarah ka koi question hai aap humse comment mai puch sakte hai. Apko yeh article agar acha lage to ise share jarur karen.

How to hack your social media skills to make bank

Are you a small business owner who often finds yourself staring blankly at your digital device wondering what the heck you should share with your social media followers? Do you sometimes feel like you’re spending countless hours on Facebook, Twitter, and Instagram, yet question whether your efforts are translating into sales? If you’re squeezed for time and want to make the most of your time on social media, it is imperative that you take a growth hacker’s approach to social media marketing for your small business. Integrate the following three social media hacks into your small business’ growth strategy, and you’ll be impressed at how quickly your audience engagement rates start to soar.

3 Social Media Hacks for Small Businesses

Cross-Posting Matters

If you want to increase your social media marketing ROI (return-on-investment), learn the power of social media cross-posting. Don’t quarantine your social content to just one platform. Cross-pollinate your prose across multiple social networking sites. Post Instagram images to Pinterest, spotlight your Facebook posts on your small business’s blog. Embed tweets from your Twitter profile into blog posts on Medium.com. Once you start cross-posting your social media content, you’ll feel like kicking yourself for not having discovered this social media marketing hack sooner.

Image Inspiration

Did you know that Google Images is one of the world’s top search engines? Alternatively, you can use Google Images to inspire your social media marketing campaigns? Hunt for inspiration on Google Images by searching for a keyword related to your small business and add the hashtag #QOTD to your search query. You’ll instantly discover thousands of images you can use to inspire your next social media marketing posts. No, this doesn’t mean copy/pasting the images from Google. Only use the content you find via a Google Image search to inspire new social media posts for your small business. You’ll never re-encounter social media writer’s block!

Forum Feeds

If you’re stuck for ideas to share on your small business’s social media feeds, review forum feeds related to your niche on forum search engines like Reddit. Don’t let yourself get sucked down the rabbit-hole of forum reading and posting; simply just read the headlines for relevant forums, e.g., reddit.com/r/smallbusiness. You’ll uncover hundreds of topics related to your target audience that you can offer advice on via social media.

Incorporate these three social media marketing hacks for small business owners into your customer acquisition strategy and you’ll soon feel like a social networking ninja. Small business marketing doesn’t have to be overwhelming if you’re strategic in your approach to content creation and customer outreach.

How to hack your social media skills to make bank
Generally, technical interviews in numerous top software companies have a specific format and you need to prepare for it [1]. Even when you are technically strong, you may still need to get used to this format. Furthermore, in numerous coding interviews, you may need to write code on a white board. However, the time allotted to solve and code a problem is usually limited.

Although some people are better at thinking on the spot than others, you may still need a guide to help you ace your coding interview [2]. This blog is the perfect guide for you if you want to pass your next coding interview. We are going to highlight everything you need to know about your next coding interview, from what you can wear to how to prepare yourself for the interview.

What Is a Technical Interview?

Technical interviews are not like other types of interviews as they involve assignments and challenges [3]. They can be regarded as an exam instead of the usual question and answer interview. Furthermore, in a technical interview, you need to prove that you have the required skills needed for the job instead of just telling the interviewer that you do.

Generally, the major goal of a coding interview is not to trick you with brain teasers or impossible questions but to test how you can tackle real-world problems that you may face on the job.

What to Wear to Your Tech Interview?

This is among the most common questions that people ask during the preparation process for a job interview. It is best if you dress smartly for an interview even though most tech companies have a casual workplace. Generally, it is best to dress a level above the company’s dress code.

You can learn more about a company’s dress code by searching for the organization on social media platforms like Facebook, asking the recruiter, or checking its careers page.

Things to Bring to Your Coding Interview

There are no special materials that you need to bring to a technical interview. Just bring the essentials like a normal interview, such as:

  • Notepad
  • Pen
  • Printed copies of your resume

Note: You don’t need to bring your laptop or coding samples unless the interviewer requests you to do so.

What Interviewers Are Looking For

Here are some things that interviewers look for during a coding interview [4].

  • Problem-solving skills
  • Coding skills
  • Technical knowledge
  • Experience
  • Whether you fit into their culture

Common Mistakes You Can Make During a Coding Interview

Here are some mistakes you can make during a coding interview [5]:

Not Clarifying the Question First

Although a question may not be clear to you, this does not mean that it is confusing or tricky. Once you receive the question, avoid assuming anything, because asking questions will prove to the interviewer that you are a careful person.

Starting the Coding Immediately

A common mistake made by many candidates is that they start coding immediately before they have a solution. However, you need to interact with the interviewer about the codes that you want to write so you can help create an effective solution. Without much communication, you can easily misunderstand the question or use a not-so-reasonable approach to solve the problem.

This is why you should discuss your plan with the interviewer and explain your methods out loud to help the interviewer work with you to choose the best route, especially if he/she notices that you are heading towards a dead end.

Not Analyzing Time and Space Complexity

The only unit that is used by IT experts to compare algorithms is complexity. Furthermore, it is important not only for interviews but also to work on real projects. Analyzing time and space complexity is a good way to compare and convince interviewers of the functions of a solution that is better than the other.

Moreover, there are times when you have to deal with two trade-offs: one solution is faster while the other uses less space.

Not Reviewing Your Code with Your Own Test Cases

When you still have time to check your code, you should avoid ending the coding interview immediately. The best thing you can do is create your own test cases. This is because it is best if you find your own bugs instead of the interviewer discovering them.

Not Asking for Help Whenever You Need It

You should not be afraid to ask for a hint whenever you are stuck. When the interviewer gives you a hint, you can then develop your idea based on the hint. Furthermore, you should always discuss anything that you are thinking about with your interviewer. You will be surprised to find that almost all interviewers are ready to help you out.

Hack Your Next Coding Interview

Nowadays, coding interviews are getting harder. Furthermore, there are several resources available out there that can create confusion for students who are preparing for a coding interview. However, one course that can give you all the latest tips and tricks that you need to help you crack your coding interview is the “Hack Your Next Coding Interview Course” by EC-Council CodeRed (coming soon).

In this course, there are more than 50 example problems to help you come up with a list of patterns that you need to crack any coding interview. Furthermore, the techniques that are used in this course will help you to land your dream jobs at big technology companies such as Microsoft, Amazon, Google, etc.

  • Subscribe —
  • Newsletter —
  • CropData is a platform built to empower farmers in India: Sachin Suri, managing director, CropData
  • Mavenir and Xilinx collaborate to accelerate Open RAN ecosystem
  • How digital tech is set to transform business operations?
  • NSDC and Apna App Partner to Provide Professional Networking Platform for Blue or Grey Collared Workers
  • Capgemini joins forces with the IIT (ISM) Dhanbad to bring business innovation
  • INTELLICYIENT to help accelerate Digital Industrial Transformation with Industry 4.0 Solutions
  • Embrace digitalisation to be future-ready
  • Cloud – The Must-have Component in Digital Transformation
  • AICTE Invites Applications for Free Online Artificial Intelligence Training, Participants to Get Certificates
  • How agritech initiatives brought digital transformation

How to hack your social media skills to make bank

Hacking-as-a-service – or HaaS as it is popularly known – is a fast-growing ‘business’ which is powering the ever-increasing hostile activity on the internet. These hackers provide their ‘services’ to anyone willing to pay them, which allows practically everyone to become a cybercriminal!

Pay and play

Hacking markets have existed for long in the dark web. But, they have now evolved into full-fledged marketplaces complete with an ecosystem that supports the business of cyber crime. Hacking marketplaces boast of people looking to outsource hacking, suppliers, and the actual hackers. And, as with any other marketplace, hackers compete amongst themselves to provide ‘satisfactory’ services to their ’employers’.

To make the service more professional, hackers are listed according to their skills. Based on the requirements and budget, one can select the hackers, enter into a contract and get started. Hacker marketplaces such as Hackers List feature a complaint mechanism and even offer money-back guarantee. Too many complaints against a hacker result in his removal from the list.

The website Alienspy makes hacking easy to enable persons with zero hacking skills to orchestrate an attack on his/her own. Then there are websites such as Real Deal that sell zero-day exploits.

Attack, make money, settle personal scores

Some of the common services that are outsourced through hacking marketplaces include distributed denial of service (DDoS), phishing, breaking into social media accounts of genuine users, hijacking telephone numbers, call blocking, disrupting communication networks, distributing malware, and controlling botnets. On the positive side, though, organizations are contracting services of professional hackers for ethical hacking—penetration testing of their own networks to find any security loopholes.

The rise of HaaS has made the cyber crime landscape complex and more sinister. This is because HaaS has created a pay-to-play environment that empowers amateurs and wannabe criminals to plan and launch attacks that are beyond their own skills and capabilities. This means that apart from financial heists, Hacking-as-a-service can be easily abused to take revenge and settle personal vendettas.

Defense against Hacking-as-a-Service

In an increasingly complex threat landscape, organizations need to devise strategies that enable them to:

  • Build resilience to attacks: Although complete protection from cyber threats is nearly impossible, organizations that are agile and quick to detect and remediate risks will have a competitive advantage edge over the others.
  • Identify threat areas: This threat intelligence will help inform risk assessment and devise appropriate defense strategies.
  • Train the staff: Employees can either be the first line of defense or the weak links depending on how they are trained to handle security risks. Regular and frequent security training combined with strict implementation of security policies can help minimize the risks to an organization.

The article has been written by Neetu Katyal, Content and Marketing Consultant

She can be reached on LinkedIn.

Critical settings so hackers can’t access your bank account USA TODAY

How to hack your social media skills to make bank

It may seem obvious that you need a strong password to keep hackers from accessing your private information and financial reports. (Photo: Getty Images/iStockphoto)

You need to assume that your password isn’t strong enough. You might as well believe that someone, somewhere, is working around the clock to break into your accounts and steal your money, your identity and anything else you have. Because it’s essentially true.

Maybe you’ve taken precautions. You use security software. You have set up your router’s security so hackers cannot access every device on your network, get your passwords or use your systems as a bot in their attacks.

After you do that, you’re far from done. Hackers are smart and always on the move.

Here are five simple solutions to protect your business, your nest egg and your future.

Don’t make these common mistakes with passwords

It may seem obvious that you need a strong password to keep hackers from accessing your private information and financial reports. Millions of people are sitting ducks because of insecure passwords like 12345678 or Password. They also use the same password for multiple sites.

The ground rules for passwords are: 1) It has to contain a random collection of letters (uppercase and lowercase), numbers and symbols; 2) It has to be eight characters or longer; and 3) You have to create a unique password for every account.

That’s a tall order. While something like “Tl|_|,BwwB2R” is really strong, it isn’t easy to remember. Or is it? Let me show you how I came up with it.

Start by thinking up a random sentence. You can use a catchphrase, quote or even a song lyric. I chose a lyric from a Bruce Springsteen song: “Tramps like us, baby we were born to run.”

I took the first character from each word to get “tlu,bwwbtr”. Not bad, but it could be better. So, I added some symbols in place of similar letters. U becomes |_|, the “to” from the original lyric becomes 2. Then, I capitalized a few of the letters to make a strong password that I can easily remember: “Tl|_|,BwwB2R”.

Once you have that you can tweak the same password for multiple accounts. For Facebook, you could make it “Tl|_|$,BwwB2RFB.” Amazon can be “AmzTl|_|$,BwwB2R.” You can make a consistent scheme.

To prevent criminals from opening bank, utility and phone accounts in your name, you need more than a credit freeze. Here’s what to do. USA TODAY

Make it harder for hackers to crack the code

Hackers can quickly figure out your password, but they can’t figure out the secret, one-time code that your bank texts to you. Two-factor authentication (2FA) is a powerful security method because hackers would have to physically steal your phone, enter the correct password, and then enter that secret code.

In the wake of large-scale hacks, most major accounts offer two-factor authentication, from social media to banks.

Keep track of all your pennies

Most of us have at least one bank account (and often more) plus credit accounts, PayPal and other depositories for our money. These can be hard to keep track of, especially when you have additional investments and personal savings goals.

It’s easier to keep track of your business finances if all these accounts are aggregated in one place, right in front of your eyes.

These days that means an app like Intuit’s Mint. The Mint app, and others like it, can help you set budgets and manage your bills. You can also get reminders to pay bills when they’re due.

Know your credit score

Your credit score will tell you a lot about hackers. If you see anything suspicious on them, like credit card accounts that you didn’t open, you can alert whichever credit bureau is reporting it, whether it’s Experian, Equifax or TransUnion.

Of course, it’s easier than ever to check your credit report. You can check free sites like the Discover credit card site, which says, “You don’t have to be our customer, and there’s no ding to your credit.”

The important thing is to check your credit reports. You should start with the three credit bureaus, each of which gives you one free credit report every year.

Freeze your credit

You may have heard financial advisers telling people to freeze their credit. But you may not know why they’re suggesting that.

Here’s a simple overview. Hackers will have a tough time accessing your personal information if you’ve asked the credit bureaus to freeze your credit – you can’t access it, either, unless you ask them to unfreeze it.

The federal government starting this year mandates that you can freeze your credit for free by calling the three credit bureaus, Experian, Equifax and TransUnion. They have to freeze your credit within one business day of you requesting the freeze by phone or on their websites.

What digital lifestyle questions do you have? Call my national radio show and click here to find it on your local radio station. You can listen to the Kim Komando Show on your phone, tablet or computer. From buying advice to digital life issues, click here for my free podcasts.

How to hack your social media skills to make bank

Did you know that some say the first recorded instance of “hacking” was in the late 1800s when a group of teenage boys, hired to run the switchboards for Bell Telephone, disconnected and misdirected calls? While their tactics have certainly changed, the image of hackers in the public imagination hasn’t shifted much over the years. They’re seen as antisocial programmers who spend their time developing more and more exotic ways to break into the digital equivalent of bank vaults: secure systems like servers and databases. They’re shadowy figures hiding behind screens in distant basement command centers — always one degree of separation away from their victims.

As the CEO of a company that provides cybersecurity awareness training, I believe this cliche understanding of hacking under-emphasizes the importance of interactions between attackers and victims, presents a two-dimensional view of hackers that doesn’t account for the full range of skills and tools they use, and disempowers people by convincing them that hacking is something that typical, non-tech-savvy internet users can’t do much to stop. These are all reasons why it’s necessary to appreciate how hacking actually works, how it has changed over the years and how it’s likely to change in the future.

Human-To-Human Hacking Is A Significant Threat

There’s no question we live in an era of greater security awareness than we did 15 years ago. As the number of users explodes and high-profile breaches continue to make headlines, app developers have made security a top priority. According to a 2018 survey conducted by the Ponemon Institute, 61% of IT and IT security professionals said “educating developers on safe coding” is their top method for securing applications.

With security tools like multifactor authentication and encryption, it has become more difficult for hackers to infiltrate internal networks. But unlike an iPhone or a laptop, the human brain doesn’t receive periodic patches. This means your employees are always vulnerable to social engineering — a type of hacking that extracts sensitive information or gains access to an organization by exploiting the people who work within it.

For example, a hacker might send a group of employees a fake prompt asking them to “validate” their security credentials (what’s known as “phishing”). Others might take over a CEO’s account and ask for financial information or a wire transfer (what’s known as business email compromise).

According to the 2018–19 EY Global Information Security Survey, 34% of organizations surveyed cited “careless/unaware employees” as their most significant vulnerability — a reminder that social engineering is one of the biggest threats companies face.

Hacking Has Become Democratized

Beyond the fact that hackers often have direct contact with their victims through social engineering, there are other reasons why the timeworn image of the computer whiz in his basement doesn’t capture the reality of modern hacking. With the emergence of larger online communities and marketplaces for hackers (particularly on the dark web), I’ve seen that hacking has become democratized and commodified like never before.

Amateurs can now purchase malware kits and other tools that give them the ability to execute sophisticated hacks with ease. Josh Goldfoot, deputy chief of the Computer Crime and Intellectual Property Section at the Department of Justice, and he observed in 2017 that the “level of technical sophistication required to do this work has fallen dramatically.”

As the barriers to entry are eliminated for hackers, the number of attempted hacks will likely increase. And given the lack of technical skills that many hackers possess, we may see even more attempts at social engineering. People don’t have to be clever programmers to exploit their fellow human beings — there’s a piece of hardware between our ears that’s already disturbingly good at doing that.

We Can Learn From The Evolution Of Hacking

To return to our bank vault metaphor: imagine if a robber shows up at the bank and says he’s supposed to do maintenance on the vault. If the teller believes him, he doesn’t have to be a master safecracker — he can just walk right in. This is the same situation we face as social engineering becomes more common.

Human-to-human hacking doesn’t just affect companies — it can even threaten the health of our civil society and democracy. If there’s one event that underscores the power of social engineering better than any other, it’s Russia’s interference with the 2016 presidential election, which relied partially upon bad actors who maintained social media pages and targeted American voters. If these voters had a better understanding of social engineering tactics, they may not have fallen for these attacks so easily.

While the prevalence of social engineering may be frustrating for app developers and IT security professionals whose efforts can be foiled by a single careless employee, it can actually be empowering for people who aren’t tech experts. Employees who can’t set up a firewall or build a safe app are certainly capable of spotting a scam email or refusing to divulge sensitive information without confirming the requester’s identity. While threats will continue to multiply, well-educated and observant employees can foil them.

There are many ways companies can empower their employees to identify and guard against cybersecurity threats. For example, if they maintain open lines of communication about the devices and productivity tools employees are using, they can reduce the threat posed by unsanctioned and insecure devices. If they give employees clear channels and incentives for reporting suspicious activity, they’ll make it more likely that they can detect threats in time. And if they emphasize cybersecurity at every level of the company, they’ll ensure that all employees are on the lookout for social engineering hacks at all times.

But above all, the development of a culture of security requires persistence — one or two meetings or emails a year isn’t going to make a difference. Your employees can’t care about cybersecurity one day and forget about it the next, because there’s no telling when or where the next attack will come. Within any organization’s security awareness program, frequency is the key to cure curiosity, which is the number-one reason I see people fall victim to social engineering. Frequently exposing employees to security awareness is key to keeping an organization safe.

How to hack your social media skills to make bank

People talk about their online accounts being “hacked,” but how exactly does this hacking happen? The reality is that accounts are hacked in fairly simple ways — attackers don’t use black magic.

Knowledge is power. Understanding how accounts are actually compromised can help you secure your accounts and prevent your passwords from being “hacked” in the first place.

Reusing Passwords, Especially Leaked Ones

Many people — maybe even most people — reuse passwords for different accounts. Some people may even use the same password for every account they use. This is extremely insecure. Many websites — even big, well-known ones like LinkedIn and eHarmony — have had their password databases leaked over the past few years. Databases of leaked passwords along with usernames and email addresses are readily accessible online. Attackers can try these email address, username, and passwords combinations on other websites and gain access to many accounts.

Reusing a password for your email account puts you even more at risk, as your email account could be used to reset all your other passwords if an attacker gained access to it.

However good you are at securing your passwords, you can’t control how well the services you use secure your passwords. If you reuse passwords and one company slips up, all your accounts will be at risk. You should use different passwords everywhere — a password manager can help with this.

Keyloggers

Keyloggers are malicious pieces of software that can run in the background, logging every key stroke you make. They’re often used to capture sensitive data like credit card numbers, online banking passwords, and other account credentials. They then send this data to an attacker over the Internet.

Such malware can arrive via exploits — for example, if you’re using an outdated version of Java, as most computers on the Internet are, you can be compromised through a Java applet on a web page. However, they can also arrive disguised in other software. For example, you may download a third-party tool for an online game. The tool may be malicious, capturing your game password and sending it to the attacker over the Internet.

Use a decent antivirus program, keep your software updated, and avoid downloading untrustworthy software.

How to hack your social media skills to make bank

Social Engineering

Attackers also commonly use social engineering tricks to access your accounts. Phishing is a commonly known form of social engineering — essentially, the attacker impersonates someone and asks for your password. Some users hand their passwords over readily. Here are some examples of social engineering:

  • You receive an email that claims to be from your bank, directing you to a fake bank website and asking you to fill in your password.
  • You receive a message on Facebook or any other social website from a user that claims to be an official Facebook account, asking you to send your password to authenticate yourself.
  • You visit a website that promises to give you something valuable, such as free games on Steam or free gold in World of Warcraft. To get this fake reward, the website requires your username and password for the service.

Be careful about who you give your password to — don’t click links in emails and go to your bank’s website, don’t give away your password to anyone who contacts you and requests it, and don’t give your account credentials to untrustworthy websites, especially ones that appear too good to be true.

How to hack your social media skills to make bank

Answering Security Questions

Passwords can often be reset by answering security questions. Security questions are generally incredibly weak — often things like “Where were you born?”, “What high school did you go to?”, and “What was your mother’s maiden name?”. It’s often very easy to find this information on publicly-accessible social networking sites, and most normal people would tell you what high school they went to if they were asked. With this easy-to-get information, attackers can often reset passwords and gain access to accounts.

Ideally, you should use security questions with answers that aren’t easily discovered or guessed. Websites should also prevent people from gaining access to an account just because they know the answers to a few security questions, and some do — but some still don’t.

Email Account and Password Resets

If an attacker uses any of the above methods to gain access to your email accounts, you’re in bigger trouble. Your email account generally functions as your main account online. All other accounts you use are linked to it, and anyone with access to the email account could use it to reset your passwords on any number of sites you registered at with the email address.

For this reason, you should secure your email account as much as possible. It’s especially important to use a unique password for it and guard it carefully.

How to hack your social media skills to make bank

What Password “Hacking” Isn’t

Most people likely imagine attackers trying every single possible password to log into their online account. This isn’t happening. If you tried to log into someone’s online account and continued guessing passwords, you would be slowed down and prevented from trying more than a handful of passwords.

If an attacker was capable of getting into an online account just by guessing passwords, it’s likely that the password was something obvious that could be guessed on the first few tries, such as “password” or the name of the person’s pet.

Attackers could only use such brute-force methods if they had local access to your data — for example, let’s say you were storing an encrypted file in your Dropbox account and attackers gained access to it and downloaded the encrypted file. They could then try to brute-force the encryption, essentially trying every single password combination until one works.

People who say their accounts have been “hacked” are likely guilty of re-using passwords, installing a key logger, or giving their credentials to an attacker after social engineering tricks. They may also have been compromised as a result of easily guessed security questions.

If you take proper security precautions, it won’t be easy to “hack” your accounts. Using two-factor authentication can help, too — an attacker will need more than just your password to get in.